Commercial Banks in Nepal – Overview
- Title
- Commercial Banks in Nepal – Overview
- Details
As of early 2025, there are 20 licensed commercial banks (Class 'A' BFIs) operating in Nepal under the regulation of Nepal Rastra Bank (NRB).
Key Financial Aggregates
- Total Deposits: Approximately $\text{NPR } 5.67 \text{ trillion}$ (Rs. $56.7$ Kharba)
- Total Loans & Advances: Approximately $\text{NPR } 4.35 \text{ trillion}$ (Rs. $43.5$ Kharba)
- Capital Adequacy Ratio (CAR): Industry average stands at $12.78%$ (well above the regulatory minimum framework of Basel III)
- Deposits-to-GDP Ratio: Exceeds $110%$, indicating deep financial intermediation and high public trust in the banking sector.
- Key Players: Top banks by asset size and deposits include Global IME Bank, Nabil Bank, Rastriya Banijya Bank, and Nepal Investment Mega Bank.
- Category
- Banking
- Fiscal Year
- 2082
- Key Figure/Rate
- 20 Commercial Banks (Class 'A')